rmim wrote: What is the installation cost? What is the ongoing monthly cost? How many companies offer this service?
Installation costs differ greatly due to many variables which arise due to the individuals hardware requirements, I would suggest you phone 150 (yellow pages) to source companies which do "home response" security to obtain quotes.
rmim wrote: Anyone care to make any comments on leaving your home in Mauritius unattended when you go back home?
Never tell your hired help that you're going on holiday.
Get a reliable house sitter, best option, especially if you have pets that need to be cared for.
Take ALL valuables and secure them off site.
rmim wrote:Are there certain areas of Mauritius more prone to break ins?
I think the areas less prone to break-in are where the ambassadors, prime ministers, and aristocracy live, they no doubt also have armed response security.
Insurance companies will not pay out for expensive items unless they have been specified in the contract and you pay the increased premium for those specified items, they will also decline payment for items which you don't have proof of purchase, receipts, for.
Insurance companies can also decline payment if they deem that your home didn't meet their basic security requirements, establish exactly what the fine print says with regards to this.
If a insurance company can prove that the theft was due to owners negligence they can decline payment entirely.